Blog

Saving Money When Living Paycheck to Paycheck

Like many, you may be on a budget where you live paycheck to paycheck. You are not irresponsible in any matter concerning your money. However, you simply do not make enough to support you or your family’s lifestyle and save money. You wish things were better and are ready to make that wish come true. To help you do so, I have four things you can examine in order to save yourself some money.

Budget

The first step in finding a place to save money is to look at your budget. You need to have a clear understanding of how much money you have going out and how much money you are bringing in. When you do this, you will discover either one of two things. Either you (or your spouse) if you are married) need to start making more money, or you need to get rid of some bills.

If you are in a situation where you need to bring in more money, this may be a good thing. You may have been lazy and passed up a promotion. If this is the case, it is time to take that promotion. It could be that you have been working part time and now see that you should be working full time. Or, you may need a new and better paying job all together. Whatever the case may be, a need to bring in more money can actually challenge you to become greater and benefit you more than just financially.

On the other hand, you could be living outside of your means. You may need to move out of a luxurious home or apartment (if you rent) into a normal one. You may need to stop trying to wear high fashion designer clothing and focus on common store brands and clearance racks. Or, you could be spending too much on leisure activities and will have to sacrifice fun until you can get ahead in your budget.

Automobile

Another area you can possibly cut costs in your monthly budget is in your automobile expenses. If you have a close friend and neighbor that works in the same company as you, you may want to consider carpooling. This can not only save the two of you money but increase your friendship levels. You will enjoy the conversations as you head to work and be glad to know you are both helping each other financially. You can trade off on who drives each week and agree to a weekly stipend for the driver. Altogether, you can cut your monthly gas or diesel expenditures in half.

Another way to save money on auto expenses is to drive a smaller car. If you are driving a big truck, consider trading it in. The smaller and more fuel efficient car will help you out on gas expenses as well as maintenance if you get a good car. Literally, you can cut your gas expenditures down up to 70% by switch from an SUV to a car.

Personal Care

The way you care for yourself is a big deal to you and I totally understand. However, it does not have to be an added expense and there are many ways you can save money.

If you have a gym membership, consider cancelling it. There are many exercises that you can do at home and lose weight or stay in shape just as much. Or, you can even build your own home gym piece by piece for the same amount of money you spend on the gym membership. However, once you have racked up the equipment needed for your home gym, you no longer need to spend money. You can work out at home at your convenience at no cost to you.

If you have hair, think of some cheaper ways to care for it. If you are a male, learn how to cut and style it yourself. Or, cut it off, go bald, and save money on haircuts. If you are a female, do not be afraid to get a hairstyle that you can maintain yourself. Learn some different ways to style a pony tail if you have long hair. If you have short hair, get creative and come up with a configuration that helps you not have to go to the beauty salon.

Groceries

Last but not the least, the way you eat can be altered to leave you with more money on hand. There are many brands of food where if you switched over to the retail store brand, you would not really notice a difference in taste. You should really consider buying the store’s brand at least once to not only save money, but examine the tastes. You would be surprised to see that you may like some store brands more than your favorite brand.

Instead of purchasing pre-made drinks, consider mixing them yourself. Make your own juices by purchasing the fruits needed. Drink water instead of soda or other soft drinks for your lunch.

Consider eating less if you can. Rather than buying steaks, buy packs of lunch meat and bread for sandwiches. Instead of French fries get bags of chips. Instead of ice cream, enjoy some cereal. In the end, not only will your financial situation be healthier, you will find yourself much healthier as well.

Don’t forget to consider Budget Calendar for the Android and the iPhone, the best mobile app for your personal finances. www.budgetplanner.net

Personal Finance Examiner
Ryan D. Neely

92 Comments

  1. gay speed dating houston

    gay speed dating houston

    Saving Money When Living Paycheck to Paycheck | Budget Calendar

  2. free gay chat lines los angeles

    free gay chat lines los angeles

    Saving Money When Living Paycheck to Paycheck | Budget Calendar

  3. 3unattended

    1crossroads

  4. 1emanation

    3giggling

  5. dissertation editing services

    writing dissertation methodology https://professionaldissertationwriting.org/

  6. buy the help

    tips for dissertation writing https://professionaldissertationwriting.com/

  7. dissertation defense presentation https://helpwithdissertationwritinglondon.com/

  8. essay writing services 2019
  9. writing editing service

    creative writing lindenberg https://dissertationhelpexpert.com/

  10. dissertation defense questions

    custom dissertation writing services https://accountingdissertationhelp.com/

  11. dissertation proposal writing service

    dissertation consulting https://examplesofdissertation.com/

  12. how do i write a dissertation

    dissertation help ireland editing https://writing-a-dissertation.net/

  13. dissertation help leicester

    dissertation help service https://businessdissertationhelp.com/

  14. writing doctoral dissertation

    writing dissertation proposal https://customdissertationwritinghelp.com/

  15. dissertation titles

    dissertation proposal writing https://writingadissertationproposal.com/

  16. phd thesis

    proposal and dissertation help geography https://dissertationhelpspecialist.com/

  17. dissertation defense presentation

    phd dissertation example https://dissertationhelperhub.com/

  18. writing dissertation
  19. river online casino

    mohegan sun online casino https://firstonlinecasino.org/

  20. casino games online real money

    online slots casino https://onlinecasinofortunes.com/

  21. golden eagle casino online

    las atlantis casino online https://newlasvegascasinos.com/

  22. chumba casino online mobile

    casino online real money no deposit https://trust-online-casino.com/

  23. hollywood casino online slots
  24. pennsylvania online casino

    bovada casino online https://9lineslotscasino.com/

  25. riversweeps online casino
  26. real casino games online

    best online casino slots https://internet-casinos-online.net/

  27. online casino real money

    las vegas casino online https://cybertimeonlinecasino.com/

  28. borgata pa online casino app

    real money online casino no deposit https://1freeslotscasino.com/

  29. four winds casino online

    fanduel online casino https://vrgamescasino.com/

  30. zone online casino

    hollywood casino online real money https://casino-online-roulette.com/

  31. ceasars casino online

    casino games free online play https://casino-online-jackpot.com/

  32. parx casino online

    ceasars casino online https://onlineplayerscasino.com/

  33. instant withdrawal online casino usa

    fastest payout online casino usa https://ownonlinecasino.com/

  34. online casino sites

    online casino roulette https://all-online-casino-games.com/

  35. online casino reviews

    pa online casino https://casino8online.com/

  36. best us vpn service

    best free vpn app https://freevpnconnection.com/

  37. best lifetime vpn

    free vpn for fire stick https://shiva-vpn.com/

  38. ipvanish vpn
  39. reddit best vpn

    pia vpn download https://ippowervpn.net/

  40. vpn software free

    india vpn free https://imfreevpn.net/

  41. best anonymous vpn

    best vpn for xbox one https://superfreevpn.net/

  42. proton free vpn

    best vpn client https://free-vpn-proxy.com/

  43. best vpn for ipad

    free firestick vpn https://rsvpnorthvalley.com/

  44. the gay dating game

    dinner for eight gay dating https://gay-singles-dating.com/

  45. gay hook up dating site

    dating an hib positive gay man https://gayedating.com/

  46. reviews of gay dating web sites

    does pof allow for gay dating https://datinggayservices.com/

  47. free dating site chatting
  48. fdating login
  49. tinder gratis

    free singles dating search https://online-internet-dating.net/

  50. pof dating site
  51. the dating game
  52. ourtime logga in
  53. personals online
  54. free online dating site
  55. top dating online sites
  56. good free dating wesbites
  57. lightdatings life
  58. mobile casino online

    wind creek casino online games homepage https://onlinecasinos4me.com/

  59. nj online casino reviews

    borgata online casino promotions https://online2casino.com/

  60. online casino games

    mgm nj online casino https://casinosonlinex.com/

  61. random gay cam chat

    snap chat gay shoutouts https://newgaychat.com/

  62. random gay cam chat

    chat gay almeria https://gaychatcams.net/

  63. free bi-gay chat lines

    gay and bi male text chat https://gaychatspots.com/

  64. 321 gay chat
  65. gay sissie video chat

    gay couple chat https://chatcongays.com/

  66. shemale/gay online chat sites

    gay chat app for android https://gayphillychat.com/

  67. chat gay maduro

    gay chat rooms phoenix https://gaychatnorules.com/

  68. gay chat boys

    ring central gay chat rooms https://gaymusclechatrooms.com/

  69. miai chat gay

    pnp zoom gay chat rooms https://free-gay-sex-chat.com/

  70. gay web cam chat room

    free chat lines bie and gay https://gayinteracialchat.com/

  71. live gay chat

    gay and bi male text chat https://gaymanchatrooms.com/

  72. ghost writer for college papers

    where to buy resume paper https://term-paper-help.org/

  73. english paper help

    scientific paper writing services https://sociologypapershelp.com/

  74. buy papers online for college

    college paper writing service https://uktermpaperwriters.com/

  75. write my paper for me

    buy dissertation paper https://paperwritinghq.com/

  76. pay people to write papers
  77. paper writer service

    paper writing website https://write-my-paper-for-me.org/

  78. cheap custom written papers

    pay someone to write a paper https://doyourpapersonline.com/

  79. college paper ghost writer
  80. someone to write my paper for me

    best write my paper website https://researchpaperswriting.org/

  81. best write my paper website
  82. best custom paper writing service
  83. buy school papers

    can you write my paper https://buyessaypaperz.com/

  84. who can write my paper for me

    paper writing services legitimate https://mypaperwritinghelp.com/

  85. write my business paper

    need someone to write my paper for me https://writemypaperquick.com/

  86. buying paper

    pay someone to write my paper https://essaybuypaper.com/

  87. custom thesis papers
  88. write my paper for me cheap

    pay to write a paper https://premiumpapershelp.com/

  89. need someone to write my paper for me

    can someone write my paper https://ypaywallpapers.com/

  90. paper writing service reviews

    custom writing paper service https://studentpaperhelp.com/

Budget Calendar