Your Budget & Personal Finance Blog

Uncommon But Powerful Budgeting Strategies

We all believe that we are living on a budget. We surely in our own minds know how to manage our finances. Most of us even see ourselves being debt free one day. However, how much better would life be if the “one day” could actually come sooner than...

Accepting Less to Have More

In life, there are many things that we want but cannot necessarily have right off the bat. However, we should not be discouraged for two reasons. The first reason is that it may not be in our destiny to have certain things. The second reason being that...

Budget Calendar: The Bigger Picture of Your Finances

No matter if you are one of the world’s richest people, or only have a few dollars to spend; you are on a budget. You have bills to pay, deadlines to meet, and needs to be met that all have to do with the money you have and are accumulating. Therefore,...

Saving Money When Living Paycheck to Paycheck

Like many, you may be on a budget where you live paycheck to paycheck. You are not irresponsible in any matter concerning your money. However, you simply do not make enough to support you or your family’s lifestyle and save money. You wish things...

Reducing Credit Card Debt on a Budget

Having credit card debt can be an unseen health risk. Waking up every day thinking about the fact that you owe somebody else your well earned money is not fun. Knowing that you have to pay the loaner back more than you borrowed only raises stress levels....

Seven Ways to Save for a Summer Vacation

Summer is just around the corner and you know you want to get out and have fun. However, you may not have the money to go to a major theme park, the beach, out of the country, or your favorite concert. If this is you, do not lose hope as I may have some...